Buying your bike & accessories on finance.

Buy your bike from Dales Cycles with V12 finance

At Dales Cycles we can help you buy the bicycle of your dreams much sooner than you might think! With the help of our chosen partner V12 finance, we can offer a range of 0% finance packages. We can offer offer 12 month finance on bicycles priced over 500 and 24 months on bicycles priced over 1000.

For our policy regerding finance on sale bikes & reduced products please go to the bottom of this page.

To apply for finance you must:

  • Be aged 18 years or older.
  • Be in permanent paid employment (over 16 hours per week), retired (receiving a pension), in receipt of a disability benefit or self-employed.
  • Have been a resident in the UK for at least 3 years and will continue your residency in the UK.
  • Have a debit or credit card in your name and registered to your address.

12 Month Representative Example

Cash price 500
Deposit 50
12 Monthly Repayments of 37.50
Total Cost 500
0% APR Representative

12 Month Representative Example

Cash price 1000
Deposit 100
24 Monthly Repayments of 37.50
Total Cost 1000
0% APR Representative

Looking to buy in one of our stores?

Finance packages are available in store. To apply please visit one of our stores with a valid proof of address, ID and a debit or credit card in your name and registered to your address. You will also need your bank details handy to arrange the direct debit. For any additional information please call 0141 332 2705.

Looking for finance online or by telephone?

Contact us by telephone or e-mail and we can provide you with a personalised link to complete an online finance application for the bicycle and/or accessories of your choice. Contact us at to learn more.

Telephone - For mail order sales give us a call and we can talk you through the whole finance process from start to finish. Call us on 0330 440 4080.

Dales Cycles reserve the right to exclude chosen products or services from our finance packages. These usually include products sold in conjunction with existing offers/vouchers, or sale/reduced items. If you are not sure whether an item qualifies for interest free credit, please contact us & we will be glad to advise you.

If your chosen item does not qualify for 0% finance, we have a range of options available starting from 12 months at 9.9% APR representative.